In the workers' compensation context, a lump sum is a payment that you receive one time. It replaces your weekly workers' compensation benefit checks. There is a lot to consider when deciding whether or not to give up your weekly checks in favor of a lump sum, and a judge will try to determine if a lump sum payment is in your best interest. It may be helpful to consider whether you are able to return to your job, if you have ongoing medical issues from your injuries, your current income, and how accepting a lump sum will affect your ability to pay for future medical expenses related to your injuries.
Every day, Massachusetts' construction workers put themselves at risk for the sake of their job. They often climb to extreme heights, work near moving vehicles, and operate heavy and dangerous machinery. Fortunately, most of the time, these workers are kept safe thanks to workplace laws and regulations. In some instances, though, mishaps occur and workers are left injured. When this happens, a victim could have a long road to recovery.
Our last blog post discussed times when your workers' compensation benefits can be reduced. This is just one of a whole host of problems that can arise during the workers' compensation recovery process. Everything from an initial denial to complications during appeal and cessation of benefits occur far too often, leaving Massachusetts' residents stranded financially, not knowing where to turn.
Worker's compensation can be a real life-saver. Injured workers may struggle to survive financially when injured on the job, and workers' compensation can help cover lost wages and medical expenses. Yet, the workers' compensation system in Massachusetts is very complicated. Fully understanding it can be difficult, but is imperative to ensure individuals are receiving the fullest compensation to which they are entitled.
Yes, you can. Massachusetts law allows individuals who have been disfigured by a workplace injury or illness to recover a one-time payment. However, in order to recover compensation for this injury, the worker must show that he or she has suffered disfigurement or scarring to his or her hands, neck, or face. The recoverable amount is dependent upon the severity of the scarring or disfigurement. Additionally, it is important to note that this recovery in independent from any recovery for medical expenses and/or lost wages.
As with the answer to most legal question, it depends. Typically, your employer will not forward your workers' compensation claim to its insurance company until you have been unable to earn full wages for five days, due to an on-the-job injury. However, once those five days have passed, then your employer has seven days to report the situation to its insurance company. These seven days do not include holidays or Sundays. Once the insurance company receives notice of the injury, it then has 14 days to send your first check or deny the claim. If the claim is denied, then the insurance company must state why.
Construction is dangerous work. Those who earn their living by performing duties in this field are often exposed to numerous hazards, including extreme heights and heavy machinery, which can cause a serious work-related injury or death. Those who are injured on the job, or a family who loses a loved on to a workplace accident, can be left with severe physical, emotional and financial harm.
We all see road construction underway this time of year, but not everyone recognizes just how dangerous this work can be for those who choose it as a profession. These individuals are often exposed to speeding vehicles, hot, heavy and pinching machinery, and substantial heights. Though rules and regulations are in place in an effort to keep these workers safe, workplace accidents still occur. If an individual is injured on the job, then he or she may have a difficult time ahead of him or her.
Working with heavy machinery can be dangerous. One Massachusetts worker had to learn this the hard way after he suffered leg-crushing injuries when skid loader he was operating contacted a dump truck. The public works employee was crushed behind the loader's controls, and it took firefighters nearly 20 minutes to free him from the vehicle. Though the employee's injuries are considered non-life-threatening, that does not mean that they are not life-altering.
A worker's life should not be put at risk simply for him or her to earn a living. For this reason, safety regulations, equipment and systems, as well as extensive training, should be abided by and provided in an attempt to keep workers safe. Sadly, though, many employers fail to implement the appropriate safety measures. As a result, more than 50,000 hard-working Americans die a year due to work-related injuries and illnesses.